Dec 20, 2024
Cryptocurrency may be appropriate for some, but older Americans should put most of their money in "boring" assets like bonds, guaranteed annuities, bank CDs and perhaps dividend-paying stocks.
Oct 30, 2024
Act now to ensure you won't run out of money. Annuities can help.
Oct 1, 2024
"Mortality credits" behind the scenes let the buyer transfer the risk of running out of money in old age to an insurer.
Sep 16, 2024
They're more varied, flexible and cost-effective than most think.
Aug 19, 2024
The devil is in the details with these multifaceted products.
Jul 5, 2024
If you're fortunate to have a traditional pension from your employer, you'll probably be faced with a crucial choice eventually. More employers are now offering a lump sum payout option, according to the Consumer Financial Protection Bureau.
Jun 7, 2024
A type of deferred lifetime income annuity that meets IRS requirements, a QLAC lets you keep more of your retirement plan intact and tax-deferred longer.
May 21, 2024
Consider annuities for nonqualified savings as well as traditional and Roth IRAs.