The internet has become a wonderful tool for staying connected with loved ones, especially for seniors. But with increased online activity comes a rise in scams targeting this very population.
A new twist on an old trick has been making headlines: romance scams disguised as messages from grandchildren!
Here's what you need to know:
The Grandchild Scam:
Romance scams have been around for years, but cybercriminals are constantly adapting their tactics. Lately, they've been impersonating beloved grandchildren, reaching out through social media, email or even text messages.
These messages often claim the grandchild is in a difficult situation – stranded abroad, needing money for a school project or facing unexpected medical bills.
Why Seniors are Targeted:
Scammers target seniors for a few reasons. They often have a kind and trusting nature, coupled with a desire to help their loved ones. Additionally, seniors may be less familiar with the latest online threats.
Protecting Yourself:
There are several steps you can take to avoid falling victim to a romance scam:
- Be Wary of Urgent Requests: Scammers often create a sense of urgency to pressure you into acting quickly before you have time to think things through. If a message claims a grandchild is in trouble and needs immediate financial help, take a deep breath and stop.
- Verify the Story: Before sending any money or giving out personal information, try to reach your grandchild directly by phone or a trusted communication method.
- Suspicious Spelling and Grammar: Often, these messages are sent from overseas and contain typos or grammatical errors.
- Never Share Personal Information: This includes your Social Security number, bank account details, or passwords.
- Be Cautious with Images and Videos: Scammers may use photos or videos they find online to pose as someone they're not.
- Talk to a Trusted Friend or Family Member: Discussing the message with someone you trust can provide a valuable second opinion.
Additional Tips:
- Strengthen Your Online Security: Use strong passwords for all your online accounts and enable two-factor authentication whenever possible. This adds an extra layer of security by requiring a code from your phone in addition to your password.
- Be Skeptical of Online Relationships: Developing a real connection online takes time. If someone you don't know well is asking for money or personal information, it's a red flag.
- Beware of Emotional Manipulation: Scammers are experts at playing on your emotions. Don't let feelings cloud your judgment.
- Educate Yourself: Stay informed about the latest cyber threats by attending workshops or senior center programs focused on online safety.
What to Do If You Think You've Been Scammed:
If you've fallen victim to a romance scam, don't be embarrassed. Report the scam to the Federal Trade Commission (https://www.ftc.gov/media/70958) and your local police department.
Together We Can Stay Safe:
The internet can be a fantastic tool for staying connected, but it's important to be aware of the potential risks. By following these tips and staying informed, you can protect yourself from online scams and enjoy the many benefits of the digital world.
Here are some additional resources you may find helpful:
Remember, you are not alone. By working together, we can create a safer online environment for everyone.
Jodi Pierce is an MBA graduate from North Greenville University. She serves as a Director of Media Buying at PC Matic, a cybersecurity solutions provider. Ms. Pierce drives growth with innovative marketing strategies. Passionate about education and philanthropy, Jodi inspires through leadership and commitment to excellence, bolstering the cause of safeguarding digital landscapes. Read more of her reports - here.
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